Best Ohio Credit Unions

If you’re looking for a credit union in Ohio, you’ve got a lot of choices. Indeed, virtually every sizable town has one or more credit union branches to choose from. Credit unions are non-profit financial institutions set up specifically to serve their account holders who are referred to as members. This is why credit unions typically offer better interest rates and lower fees than do commercial banks. To become a member of an Ohio credit union, it’s very likely that you have to meet at least one of several membership requirements. In many cases, local residency or employment is sufficient for membership. However, in some cases, membership requirements are much narrower. These credit unions are our picks for the best in the Buckeye State, and a great place to start your search for a better banking experience.

Directions Credit Union

Getting its start in 1953, Directions Credit Union now serves over 70,000 members through 18 branches located around the Toledo metropolitan area and throughout central Ohio. Directions Credit Union also offers free ATM use at AllianceOne-affiliated ATMs throughout Ohio and the United States. To become a member and open an account with Directions Credit Union you must live, work, attend school, or worship in the nine counties comprising Toledo and Central Ohio.

Directions Credit Union offers a range of banking services to both individuals and small businesses. Four different checking accounts are available to meet the needs of different members. The basic checking account does not have monthly maintenance fees or a minimum balance requirement. In addition to basic banking services, Directions Credit Union also has a full range of loan and credit products, as well as retirement planning and investment services. They also partner with CUNA Mutual Insurance Society to offer members insurance products.

Wright-Patt Credit Union

The largest credit union in Ohio, Wright-Patt Credit Union serves more than 200,000 members through 24 branch offices in the Miami Valley area, including Dayton and Cincinnati. Members have access to over 40,000 no-fee ATMs. Wright-Patt offers a range of checking and savings accounts to meet the needs of most members. You can choose the basic Totally Fair Checking Account with unlimited check writing and no monthly maintenance fees, or you can choose a more complex account designed for high balances and heavy use. Wright-Patt Credit Union also offers a range of banking services for small and large businesses, including merchant transactions services.

Telhio Credit Union

Telhio Credit Union has been serving the Columbus, Ohio area since 1934. Membership is open to any person who lives, works, attends school, or worships in Franklin County or one of numerous nearby communities. Telhio Credit Union offers a variety of saving and checking accounts, loans and credit products, and investment services for both individuals and businesses. Long trusted in the Columbus area, the Telhio is a great choice for those living within its footprint.