Best Places to Open an Online Bank Account
In this day of financial and economic struggle, banks are beginning to raise fees for everything from opening an online bank account to online banking services. This is why it can be helpful to know about the best places to open an online bank account where you get the most value for the least amount of money in fees. Learn about some of the best places to open an online bank account quickly and easily, and be on your way to taking charge of your personal finances this year.
EverBank
EverBank is a great place to open an online bank account if you are willing to hold to a minimum balance of $1,500 and you want to be guaranteed of getting interest rate yields that will always rank in the top five percent of any bank in the nation. EverBank extends their Yield Promise to every customer, which simply guarantees that their yield interest rates will always be competitive in the top five percent of the market, and even better than that, during your first three months of online banking service. Another very cool perk for using EverBank is that you can scan in and deposit your checks right from home if you have access to email and a scanner. And if your account balance stays above $5,000, you can also get online bill pay for free and ATM fee payment reimbursement. Learn more and sign up for your online bank account at the EverBank website.
PerkStreet Financial
PerkStreet Financial is another great online banking company that offers you access to your very own online checking account which you can open for a deposit of just $25. After your account is open, your balance has no minimum, and you will never be charged fees if your account balance drops. You will also be eligible for debit card services, free of charge, immediately once your account has been opened, and all of your check writing is also free of charge. Best of all, if you decide to use your PerkStreet Financial debit card, you will get cash back up to two percent if you meet certain account balance requirements, and up to five percent in select categories. To learn more and sign up for your online bank account, visit the PerkStreet Financial website.
ING Electric Orange Checking
ING has become one of the number one online banking services in the world and when you investigate how their online banking system works it is easy to see why. You can open an online checking account absolutely free and even earn interest on your deposits with very competitive yield rates. You can also use their free ATM (automatic transfer machine) card, and they offer you an extensive network of more than 35,000 ATM machines. You will also get a checkbook which you can use just like you would for any other bank checking account, and the fees are very reasonable. You can also open an ING savings account to help you meet your savings goals. Learn more and sign up online at ING Direct.
